What is Multi-generational housing? Multi-generational housing, a unique living arrangement where multiple generations (such as parents, children, and grandparents) share a household, is gaining popularity in Florida. It's not just a solution for families trying to navigate the challenging housing market as first-time …
KFM’s Advantage DPA Program is ideal for home buyers
What is the benefit of down payment assistance? DPA is one of the best tools homeowners have in today's market to make homeownership more affordable for Florida residents. These programs provide a possible solution to help homebuyers who need financial support. With a shortage of affordable housing across the country, …
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What is a home appraisal?
What is a home appraisal? A home appraisal is an objective opinion of the home’s value performed by a licensed professional. Since the appraisal is related to the home value and loan amount, it can impact your loan's down payment and interest rate. An appraisal that comes in too low can cause the transaction to be …
5 things that impact your credit score
The importance of your credit score when applying for a mortgage When applying for a mortgage for your new home in Florida, your credit score will significantly impact the interest rate you are offered and your ability to qualify for a loan. Credit scores are important numbers that influence everything from the …
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Get pre-approved before the spring market
Why should you get pre-approved now before the spring market? The spring season is historically one of the busiest times for buying property and getting a pre-approval in Florida. As the weather gets warmer and the days get longer, the property market heats up, and so does the competition. Homebuyers must be strategic …
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All about mortgage interest rates
Are you considering buying a home but feeling overwhelmed by the process? There's a lot to take in, from finding the right real estate agent to learning about mortgages. Understanding mortgage interest rates is one of the most critical steps when purchasing your new home. Knowing what influences mortgage interest …
